Household Finance Bundle
$19.99Six matching money templates in one download, $40.94 if bought separately.
Budget & debt payoff spreadsheets
We're a family making the planners we use ourselves, for the everyday money and home details that deserve a clear place.
Simple spreadsheets for Google Sheets and Excel, with printable PDFs. Type into the yellow cells and the math is done for you.
This season's pick
Give each person a gift budget, add gift ideas and what you actually paid, and see planned, spent and left for everyone. Food, travel, cards, decor and hosting go on the same holiday budget, so nothing sneaks up on you.
$5.99
Buy on EtsyIt's about not being able to see the whole picture. Bills land on different days. Debts pile up across five apps. The once-a-year costs always seem to show up at the worst time.
Paychecks disappear before the month ends and there's no clear plan for each dollar.
Minimum payments feel endless when you can't see an end date.
Car registration, insurance, holidays: predictable costs that still catch you off guard.
Our planners are simple on purpose: realistic numbers, one clear place for each job, and no app to learn. That makes them easy to come back to next week.
Each planner does one job well. Start with the problem you're facing right now.
Give every dollar a job before the month starts.
See your payoff order and your debt-free date.
Plan for due dates and once-a-year costs.
Watch savings grow and debt shrink.
All-in-one
Everything in one download: a monthly budget, a debt payoff plan, sinking funds, a mortgage payoff calculator, a net worth dashboard and a bill tracker.
$19.99 $40.94 if bought separately
Buy the bundle on EtsyEvery item is an instant digital download for Google Sheets and Excel, with printable PDFs. Checkout happens securely on Etsy for now.
Six matching money templates in one download, $40.94 if bought separately.
Compare Snowball and Avalanche and see your debt-free date, with a month-by-month payment plan.
Zero-based budget with 12 monthly tabs, so every dollar has a job before the month starts.
Assign bills to each payday, whether you're paid weekly, biweekly or twice a month.
Set a goal and a date for once-a-year costs and know exactly what to save each month.
Every bill, its due date and whether it's paid, all year on one page.
A monthly snapshot of what you own and owe, with a dashboard that shows your progress.
Set a holiday budget and track gifts, food, travel and decor before December sneaks up.
Plan the year ahead, set money goals and review how the year went.
100 envelope, 52 week and no-spend challenges that make saving feel like a game.
List every subscription and free trial, see the real monthly cost and cut what you don't use.
See how extra payments cut years and interest off your mortgage.
Contacts, medical info, accounts and bills in one organized place for when it matters.
A document checklist plus donation and medical receipt logs to make tax time calmer.
List belongings, serial numbers and receipts so an insurance claim is easier.
Budget a remodel, compare quotes and keep a punch list.
Seasonal checklists and a repair log so small fixes don't become big ones.
Buy on Etsy and download the files right away from your Purchases page. Nothing is shipped.
Open the .xlsx in Excel, or upload it to Google Drive and choose File › Save as Google Sheets.
Start on the “Start Here” tab and fill in the pale-yellow cells. Everything else calculates for you.
Prefer paper? Every planner includes printable PDF pages.
Works in Microsoft Excel 2010 or newer (Windows and Mac) and Google Sheets (free). Apple Numbers and LibreOffice not fully tested.
Upload the .xlsx to Google Drive, open it, then choose File > Save as Google Sheets. In Excel, just open the .xlsx file.
Start on the “Start Here” tab and fill in the pale-yellow cells. Everything else calculates for you. Each planner also comes with an example file filled with sample data so you can see how it works.
Yes. Every planner includes printable PDF pages in US Letter and A4. Print them at home or at a print shop.
Download them from your Etsy Purchases page right after checkout. It's a digital download only, so nothing is shipped.
No. These are planning and tracking tools only, not financial advice. The planner adds up the numbers you type; it doesn't tell you what to spend, save or pay.
Email us at hello@porchlightledger.com.
Free download
A one-page printable: list your debts smallest to largest, roll each payment into the next, and write down your debt-free date. Then use the tracker to watch your balances drop month by month.
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